Financial Information

Patient making a contactless payment at a dental office reception desk while a team member processes the transaction.

Making Dental Care More Accessible

At Smiles in the Cove, we make dental care simple, transparent, and accessible. Before treatment begins, Dr. Rey Carandang and our team will review your plan, answer your questions, and clearly explain costs so you can feel confident moving forward.

Patient reviewing and signing new patient paperwork at the reception desk with assistance from a dental team member.

Accepted Insurance Plans

Flexible Payment Options

We offer a variety of convenient payment methods to make your visit as easy as possible.

Accepted forms of payment include:

  • Cash
  • Checks
  • Most major credit cards

For added convenience, we also offer secure online payments, allowing you to pay from the comfort of your home at a time that works best for you.

Our team will review all payment options with you in advance so there are no surprises.

Financing Solutions for Your Care

We understand that some treatments are an investment—not just in your smile, but in your long-term health and confidence. If cost is a concern, we offer financing through Sunbit to help make care more accessible.

Sunbit is designed to be simple and approachable, with a quick application process and flexible monthly payment options for qualified patients. Many patients receive fast decisions, allowing them to move forward with care without unnecessary delays.

If you're curious about financing, our team will guide you through the process and help you decide if it's the right fit for your situation.

Click here to access Sunbit ⮕

Insurance-Friendly Dentistry

If you have dental insurance, we’ll help you make the most of it without the stress of figuring it out on your own.

Our team will review your benefits, estimate your out-of-pocket costs, and handle claim submissions on your behalf. Because every plan is different, we take the time to explain how your coverage applies to your specific treatment, including deductibles, annual maximums, and any limitations.

While insurance can be helpful, our priority is always your health. We’ll work with you to balance your clinical needs with your financial considerations, so you can make decisions that feel right for you.

Questions About Financial Information?

If you have questions about payments, financing, or insurance, we’re here to help. Contact Smiles in the Cove before your appointment, and we'll be glad to assist you.

Patient making a contactless mobile payment at a dental office reception desk using a smartphone and payment terminal.